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NewDay: Aqua credit cards reviews

4.89
Based on 3,238 reviews, last reviewed 2nd Mar 2026
36400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Satisfactory Satisfactory with the services I get and so impressed with how it has helped built my credit score with credit limit increase from time to time. Reviewed on: 2nd March 2026
Adepoju M's avatar
Adepoju M

Latest lowest rating:

2

Handy for emergency not to be relied on Handy for emergency not to be relied on Reviewed on: 25th February 2026
Laura M's avatar
Laura M

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3238)

Great first credit card account to have

5
Good for building credit score, managing costs and starting off with your first credit card Reviewed on: 27th June 2022

Best Credit Card on the market

5
Aqua have been very helpful and an overall great service with my credit card Reviewed on: 27th June 2022

Aqua helped me when I needed it the most

5
Aqua helps you build great credit when you need it the most. I was able to improve my credit score and also received increase in credit limit with my regular payments which was great. Thank you! Reviewed on: 27th June 2022

Changing my relationship with credit

5
Aqua was one of the only credit cards I could apply too and get. This helped me build my credit rating and successfully apply for a mortgage after spending many years struggling with credit. The app is accessible and easy to use and keeps me up to date with my finances Reviewed on: 27th June 2022

Aqua are amazing

5
No issues with them, so easy to use. Reviewed on: 27th June 2022

Very very helpful and easy to use

5
I will use Aqua credit card very frequently. I can proudly say that this is very helpful to pay my bills, money transfers and many more. Reviewed on: 27th June 2022

Good

5
Still high interest rates but that’s what you get with bad credit Reviewed on: 27th June 2022

Probably the best credit card out there

5
Their terms and their App make it so easy to keep track of expenditure and payments. Reviewed on: 27th June 2022

Helped build my credit rating

4
Aqua has helped me to build my credit rating back up. I had a messy divorce which left me in a difficult financial circumstances. I'm now in a much better position and have been able to continually improve my credit rating. Using the credit card has helped to evidence my finance capability and risk to other credit providers who have since approved a mainstream credit card with them. Reviewed on: 27th June 2022

Good service

5
Nice way to get credit and increase over time Reviewed on: 27th June 2022

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