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NewDay: Aqua credit cards reviews

Name: Aqua credit cards
Rating: 4.89 (3309 reviews)

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4.89

Based on 3,309 reviews, last reviewed 20th Apr 2026

14000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026

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About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

Brilliant service always

We have always been served by trained friends from Aqua and it is indeed a great privilege to be a customer of them Reviewed on: 27th June 2022

Great first credit card account to have

Good for building credit score, managing costs and starting off with your first credit card Reviewed on: 27th June 2022

Best Credit Card on the market

Aqua have been very helpful and an overall great service with my credit card Reviewed on: 27th June 2022

Aqua helped me when I needed it the most

Aqua helps you build great credit when you need it the most. I was able to improve my credit score and also received increase in credit limit with my regular payments which was great. Thank you! Reviewed on: 27th June 2022

Changing my relationship with credit

Aqua was one of the only credit cards I could apply too and get. This helped me build my credit rating and successfully apply for a mortgage after spending many years struggling with credit. The app is accessible and easy to use and keeps me up to date with my finances Reviewed on: 27th June 2022

Aqua are amazing

No issues with them, so easy to use. Reviewed on: 27th June 2022

Very very helpful and easy to use

I will use Aqua credit card very frequently. I can proudly say that this is very helpful to pay my bills, money transfers and many more. Reviewed on: 27th June 2022

Good

Still high interest rates but that’s what you get with bad credit Reviewed on: 27th June 2022

Probably the best credit card out there

Their terms and their App make it so easy to keep track of expenditure and payments. Reviewed on: 27th June 2022

Helped build my credit rating

Aqua has helped me to build my credit rating back up. I had a messy divorce which left me in a difficult financial circumstances. I'm now in a much better position and have been able to continually improve my credit rating. Using the credit card has helped to evidence my finance capability and risk to other credit providers who have since approved a mainstream credit card with them. Reviewed on: 27th June 2022

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