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NewDay: Aqua credit cards reviews

4.88
Based on 2,848 reviews, last reviewed 28th Jan 2026
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

customer servic... Ihave had good experience and there customer service is good can talk well and clearly what ever the issues are and easy to unstand our to use the ... Read more Reviewed on: 28th January 2026
mrs b gilding 's avatar
mrs b gilding

Latest lowest rating:

1

Untrustworthy company The adverts paint the cards as good for those with a poor credit rating but they put me onto a pay down scheme and then they sold my account to a debt... Read more Reviewed on: 29th May 2025
Trevor D's avatar
Trevor D

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (2848)

Its an Awesome Card

5
Aqua was my first credit card and always been favourite for most of my transections. Just because it is more convenient and also customer service is commendable. Reviewed on: 8th March 2022

Amazing company

5
I really love my aqua credit card. Reviewed on: 8th March 2022

Amazing!!!!

5
Easy to use, straight forward app use, amazing service Reviewed on: 8th March 2022

Easy to use, good feedback

5
Easy to keep track of your spending and credit score. Provides tips to improve your credit. Reviewed on: 8th March 2022

Best credit card

5
Ideal for people with low credit rating. Reviewed on: 8th March 2022

Boosted my credit score

4
Got my Aqua solely for boosting my credit score, it has gone up each time Aqua have increased my limit, which is around every 3 months. I don't have to ask for increases, they automatically apply them which is great for me. Haven't needed to contact them very much at all but when I have, the customer service has been spot on Reviewed on: 8th March 2022

Aqua is great

5
I got an Aqua card pretty much only to boost my credit score which really only took me a few months, now I'm still using it. It's just so convenient, by bank card doesn't have contactless payment, and aqua makes it really fast for me, plus it's really easy to keep up with your expenses via the app. I really highly recommend it. Reviewed on: 8th March 2022

Building a future

5
Started with aqua to build a credit score to help in the future for a mortgage, 6 months down the line, my score has rocketed. I’ll be forvever credit for the service. And will be a lifetime customer Reviewed on: 8th March 2022

Quick and Easy

5
Quick and easy to set up. Easy to use app, easy to control spending and good options to pay Reviewed on: 8th March 2022

Great all-rounder card

5
Great and fair card/bank. Started off with a reasonable credit limit and was quickly increased when I could show that I could pay off and afford a larger limit. Very low interest rate too so even when card is near its limit the interest added is almost negligible Reviewed on: 8th March 2022

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