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NewDay: Aqua Credit Card reviews

Name: Aqua Credit Card
Rating: 4.87 (2844 reviews)

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4.88

Based on 2,844 reviews, last reviewed 29th May 2025

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Good card easy to get and pay off Good card easy to get and pay off Reviewed on: 5th May 2025

Latest lowest rating:

1

Untrustworthy company The adverts paint the cards as good for those with a poor credit rating but they put me onto a pay down scheme and then they sold my account to a debt... Read more Reviewed on: 29th May 2025

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About this product

NewDay Aqua reviews can help you to find out about the pros and cons of the Aqua credit card. What kind of features do NewDay customers like? Find out more about the NewDay Aqua by reading our trusted Smart Money People reviews. You can also write your own NewDay Aqua reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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NewDay Aqua Credit Card reviews (2844)

The Aqua credit card is a fantastic financial tool d...

The Aqua credit card is a fantastic financial tool designed to help individuals build or rebuild their credit history while enjoying a range of benefits. Whether you're new to credit or looking to improve your credit score, the Aqua card offers a practical and accessible solution. Here's why the Aqua credit card stands out: ### 1. **Accessible to All Credit Profiles** The Aqua credit card is particularly well-suited for those with limited or imperfect credit histories. It provides an opportunity to demonstrate responsible credit usage, which can help improve your credit score over time. Even if you've been turned down by other lenders, Aqua offers a chance to get back on track. ### 2. **Transparent and Fair Terms** Aqua is known for its clear and straightforward terms. While the card may come with higher interest rates compared to some other cards (common for credit-building cards), it provides full transparency about fees and charges. This makes it easier to manage your finances without unexpected surprises. ### 3. **Credit Limit Tailored to Your Needs** Aqua offers credit limits that are tailored to your financial situation. As you use the card responsibly and make timely payments, you may be eligible for credit limit increases, which can further boost your credit score. ### 4. **Rewards and Cashback Opportunities** Some Aqua credit cards come with cashback rewards on everyday purchases, such as groceries, fuel, and online shopping. This means you can earn while you spend, making it a great option for budget-conscious individuals. ### 5. **No Annual Fee Options** Depending on the specific Aqua card you choose, you may be able to enjoy a credit card with no annual fee. This makes it a cost-effective choice for those looking to manage their finances without additional overheads. ### 6. **Easy Online Account Management** Aqua provides a user-friendly online portal and mobile app, allowing you to manage your account, track spending, and make payments with ease. This convenience ensures you stay on top of your finances and maintain good credit habits. ### 7. **Helps Build Financial Confidence** By using the Aqua credit card responsibly, you can gradually improve your credit score, opening doors to better financial products in the future. It’s a stepping stone toward achieving greater financial stability and confidence. ### 8. **Responsible Lending Practices** Aqua is committed to responsible lending, ensuring that customers are not offered credit beyond their means. This approach helps prevent over-indebtedness and promotes healthy financial habits. ### Conclusion The Aqua credit card is more than just a piece of plastic—it’s a tool for financial empowerment. Whether you're looking to establish credit, rebuild your score, or simply enjoy the convenience of a credit card, Aqua offers a reliable and rewarding solution. With its focus on accessibility, transparency, and customer support, the Aqua credit card is a smart choice for anyone looking to take control of their financial future. Reviewed on: 24th February 2025

Aqua is surely the best CC out there no doubts.

Aqua is surely the best CC out there no doubts. They really know what needs to be done and help you manage your finances very well. Not only that, but they also help grow your credit score by giving you steps and task needed to grow and Marian a good credit history, hands down I never regretted joining aqua. I have a few cc but they’ve all been closed and aqua will always be there cause i love it and they do a fantastic job!. Just can’t be better than this. Reviewed on: 24th February 2025

App is user friendly and marketing content is great.

App is user friendly and marketing content is great. Reviewed on: 24th February 2025

Excellent, I’m excited using it, the money transfer...

Excellent, I’m excited using it, the money transfer is awesome. They make my life easier if I should say. Reviewed on: 24th February 2025

Simple as ABC

Easy to apply for and easy to use Reviewed on: 24th February 2025

Amazing app

Amazing service and the app is brilliant to keep on payments Reviewed on: 24th February 2025

Great offers

No issues since having the account. Have great offers Reviewed on: 24th February 2025

Good very good very very good excellent perfect

Good very good very very good excellent perfect Reviewed on: 24th February 2025

Back on track financially

Recently getting myself back on a good track financially,this was by far the best credit to get. They help you with a coach and increase you limit only if you want to by giving you messages saying abou the increase. App is really easy to use. Reviewed on: 24th February 2025

All easy & good.

All easy & good. No hassle with anything. Communication great Reviewed on: 24th February 2025

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