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NewDay: Aqua Credit Card reviews

Name: Aqua Credit Card
Rating: 4.87 (2844 reviews)

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4.88

Based on 2,844 reviews, last reviewed 29th May 2025

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Good card easy to get and pay off Good card easy to get and pay off Reviewed on: 5th May 2025

Latest lowest rating:

1

Untrustworthy company The adverts paint the cards as good for those with a poor credit rating but they put me onto a pay down scheme and then they sold my account to a debt... Read more Reviewed on: 29th May 2025

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About this product

NewDay Aqua reviews can help you to find out about the pros and cons of the Aqua credit card. What kind of features do NewDay customers like? Find out more about the NewDay Aqua by reading our trusted Smart Money People reviews. You can also write your own NewDay Aqua reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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NewDay Aqua Credit Card reviews (2844)

Great customer service always

a easy and stress free dealing with new day. Reviewed on: 8th March 2022

Excellent service

Great way to help build credit score as well as the apps easy interface for users Reviewed on: 8th March 2022

Rip off worse card ever

I bought two jkts from Amazon total £200. both were far too small, so returned them for refund……but they do not do refunds, they place £200 credit to my account. They then took the £200 via DD and told me that’s how it works. So to get my money back I have to spend my £200 credit”……..via aAmazon which could take months. NEW DAY DO NOT DO REFUNDS …BE WARNED. Reviewed on: 10th January 2022

New Day lost £1300 payment

Avoid Amazon credit card, I paid over £1300 and received an email stating the payment was unsuccessful and no money was taken however it was taken and received by New Day. I raised the issue with them on 19th Nov and 5 days later I'm still waiting. I phoned and asked to speak to a manager on 22nd and I was told no manager was available, I asked could a manager phone me back, I was told they would, two days later I've still not received a call back. This morning, 24th November I phoned again and asked to speak to a manager. I was told they would get one however I am still on hold 30 minutes later. Customer service is appalling, they don't care that they have lost £1300 of my money. Reviewed on: 24th November 2021

Aqua God

This is my second credit card and it's absolutely good. The process issuing my credit card were so fast and the Online Account Manager is quite impressing. Thanks a lot Aqua and God Bless! Reviewed on: 31st August 2021

Awful customer service

Just try closing a NewDay account and see what happens. They will say they have informed the credit reference agencies, then dont. They will say the account is closed, then continue to register it as active. Some form of bizarre punishment perhaps, but unprofessional certainly Reviewed on: 8th July 2021

Available credit

Very easy to acquire. Very high APR but if you know anything about credit it's easy not to pay it! Brilliant for getting on the credit ladder. Reviewed on: 14th June 2021

NewDay Fraud Scam ?

My wife had fraudulent charges on her Laura Ashley credit card. NewDay claim she is liable because someone had used her name and credit card details. The card payments were to a PayPal account she doesn't own with an eBay customer ID she doesn't have. It's a clear case of fraud, one that even the banks would have accepted, but NewDay have refused to take any responsibility or to return any credit she had on her card. They now claim she is in debt and could try to force her to pay up or face damage to her credit score, interest charges and debt recovery action. We may be forced to take legal action to gain a refund. Is this the sort of company anyone wants to be dealing with ? This could happen to you. We won't go near them again. Reviewed on: 4th June 2021

Good service but bad interest rates

I had this credit card for spending abroad, offering no foreign currency fees. It is perfect for this! If you leave a balance at the end of the month, the interest rates are hefty though! Reviewed on: 12th July 2020

Amazing

Love my credit card. I use it every month. Reviewed on: 9th November 2018

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