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NewDay: Aqua credit cards reviews

4.89
Based on 3,309 reviews, last reviewed 20th Apr 2026
14000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026
Kemi's avatar
Kemi

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026
Kim's avatar
Kim

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

Happy Credit builder

5
Helping me as a disabled person get onto the credit ladder. Easy to use and can keep on top of everything! Reviewed on: 8th March 2022

Helpful, simple, ideal!

5
Customer services always helpful and quick to respond, app layout is great and has all the info I need as well as helpful tips and tricks Reviewed on: 8th March 2022

Best credit card ever!

5
Best credit card ever! I’ll definitely recommend Reviewed on: 8th March 2022

Spending with Aqua

5
I use Aqua for all my expenses and it helps me to understand my spending habits as well as it increases the limit which I deserve Reviewed on: 8th March 2022

Great company brilliant user friendly app

5
Always helpful and available when I have any queries. Better than most interactions Reviewed on: 8th March 2022

Good to help build credit

3
I got this credit card and it’s helped me budget more and manage my money better. Only issue is my PIN number keeps getting blocked for no reason so I can only use my contactless to pay.. Reviewed on: 8th March 2022

Great experience

5
Great credit lender with reasonable rates. App is really clear and user friendly. Reviewed on: 8th March 2022

Aqua is so easy to use and the app is fantastic!

5
Easy way to manage your credit, improve your credit score and you have all in the app. Reviewed on: 8th March 2022

Excellent

5
The best online bank.It’s there when you need it. Highly recommended Reviewed on: 8th March 2022

Absolutely helpful

5
Aqua has encourage me to build my credit record without feeling guilty or judged. Reviewed on: 8th March 2022

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