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NewDay: Aqua credit cards reviews

Name: Aqua credit cards
Rating: 4.71 (3309 reviews)

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4.71

Based on 3,309 reviews, last reviewed 20th Apr 2026

14000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026

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About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

Good and best

Good and best for daily and common use Reviewed on: 25th February 2026

aqua have been been supportive and great at helping...

aqua have been been supportive and great at helping me managing my money and limit Reviewed on: 25th February 2026

Good and very quick and efficient.

Good and very quick,very efficient. Reviewed on: 25th February 2026

The interest charges are ridiculous I have to say.

The interest charges are ridiculous I have to say. I’m always scared of spending on my Aqua card for this very reason. Which is not good ! 45% interest and I’m able to take £6000 out, which - why would Aqua offer me that amount of money and then charge me a hefty interest? My credit score is good as well Reviewed on: 25th February 2026

It’s easy having Aqua.

It’s easy having Aqua. I like how they are increasing my credit limit when I take the right steps. Thank you Reviewed on: 25th February 2026

My aqua credit card has been great for building my c...

My aqua credit card has been great for building my credit score Reviewed on: 25th February 2026

Great advice

Always giving advice to assist in keeping credit score good Reviewed on: 25th February 2026

No issues best provider I've used so far.

No issues best provider I've used so far. Reviewed on: 25th February 2026

Been a fantastic service the help that is available...

Been a fantastic service the help that is available if needed is great Reviewed on: 25th February 2026

I’ve had a positive experience with the New Day Aqua...

I’ve had a positive experience with the New Day Aqua credit card. I got it to help improve my credit score, and by making payments on time, I’ve already seen progress. The app is easy to use and makes tracking spending and payments simple. Overall, it’s a good option for building credit if you manage it responsibly. Reviewed on: 25th February 2026

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