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NewDay: Aqua credit cards reviews

4.71
Based on 3,313 reviews, last reviewed 13th Jun 2026
98% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Been with NewDay(Aqua for many years. Been with NewDay(Aqua for many years. My exhusband left me with a lot of debt and Aqua were great. Now have a gold card and always pay my as soon as I... Read more Reviewed on: 11th June 2026
Kimberley's avatar
Kimberley

Latest lowest rating:

1

Day time robbery. Day time robbery. Stay away from these thefts. I make a payment of £200, they add £167 interest. I wanted to close my balance in full and got a verbal... Read more Reviewed on: 13th June 2026
Umut Alpkan's avatar
Umut Alpkan

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3313)

Excellent work and well executed

5
Excellent work and well executed Reviewed on: 24th February 2025

I love the Aqua Card, The credit limit has been incr...

5
I love the Aqua Card, The credit limit has been increased three times for me. which allows me to use the card effectivley. I has helped me improve my credit score. Reviewed on: 24th February 2025

Not had to speak to anyone as just use the...

4
Not had to speak to anyone as just use the app Reviewed on: 24th February 2025

The most convenient card for day to day use, I have...

5
The most convenient card for day to day use, I have a great time with the card so far and I would like to suggest for my friends Reviewed on: 24th February 2025

I signed up for an aqua credit card and must say it’...

5
I signed up for an aqua credit card and must say it’s one of the best things I have done. I have got no complaints. Great customer service, fantastic rewards and stress free. Reviewed on: 24th February 2025

From when i have my aqua card my life is...

5
From when i have my aqua card my life is more easyer Reviewed on: 24th February 2025

I have only spoken once to customer service and they...

5
I have only spoken once to customer service and they were very helpful and sorted my issue promptly and efficiently. I would thoroughly recommend them to friends family etc Reviewed on: 24th February 2025

I had amazing experience with aqua credit card

5
I had amazing experience with aqua credit card Reviewed on: 24th February 2025

Aqua has helped build credit and get a mortgage , ve...

5
Aqua has helped build credit and get a mortgage , very good service , first class customer service , online account is brilliant.i will continue to recommend aqua credit card to my friends & family ,finally aqua credit is best .thank you so much, aqua ! Reviewed on: 24th February 2025

Solid option

5
The Aqua Credit Card is a solid option for those looking to build or rebuild their credit. It offers a straightforward rewards program, cashback on select purchases, and a competitive interest rate. With no annual fee for the basic version, it's a budget-friendly choice. However, the card's APR can be on the higher side for those carrying a balance. The online account management and mobile app are user-friendly, making it easy to track spending. Overall, the Aqua Credit Card is a practical choice for responsible users, especially if you're focused on improving your credit score. Reviewed on: 24th February 2025

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