Smart Money People Logo

NewDay: Aqua credit cards reviews

4.89
Based on 3,306 reviews, last reviewed 24th Mar 2026
42300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great customer service and easy to understand, great... Great customer service and easy to understand, great app Reviewed on: 24th March 2026
Beans Dean's avatar
Beans Dean

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026
Kim's avatar
Kim

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

Review NewDay: Aqua credit cards now

Help others make smarter decisions by sharing your own experience. Write a review

NewDay Aqua credit cards reviews (3306)

Very good

5
Very good services, i would recommand it Reviewed on: 18th March 2026

Aqua have always been amazing and are very helpful w...

5
Aqua have always been amazing and are very helpful with any question you have! Reviewed on: 18th March 2026

Good services

5
Nice and excellent service. It is easy and fantastic Reviewed on: 4th March 2026

Good credit card because I had a high limit after co...

5
Good credit card because I had a high limit after couple months using my credit limit. Reviewed on: 3rd March 2026

They are always happy to help whenever you are need.

5
They are always happy to help whenever you are need. Reviewed on: 3rd March 2026

Good experience

5
Good experience. Good satisfaction Reviewed on: 3rd March 2026

They have worked well on boosting my credit rating,...

4
They have worked well on boosting my credit rating, uplifting my credit allowance fairly oftenand easy, use of the app is pretty straight forward, although sometimes making payment can be tricky as the banking link up doesn't work very often Reviewed on: 3rd March 2026

Medo uk customer

5
Best credit card in uk base in experience and compare to 9 different credit card already tried Reviewed on: 3rd March 2026

Satisfactory

5
Satisfactory with the services I get and so impressed with how it has helped built my credit score with credit limit increase from time to time. Reviewed on: 2nd March 2026

A positive and helpful credit building experience

5
My experience with the Aqua credit card has been very good so far. The application process was straightforward, and making my first payment was quick and easy. The app is simple and easy to use, which makes it convenient to track spending, check balandes, and manage payments. One feature I've found particularly useful is Aqua Coach, as it gives clear guidance on the next steps to take to help improve my credit score. This makes it easier to understand how to use the card responsibly and build good financial habits. Aqua has been reliable, easy to manage, and helpful for staying on top of repayments and improving my credit profile Reviewed on: 2nd March 2026

Do you have a different NewDay product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from NewDay?

  • Opus Credit Card

    from NewDay 5.00 from 3 reviews
    NewDay
  • Bip Credit Card

    from NewDay 4.91 from 2284 reviews
    NewDay
  • Marbles Credit Card

    from NewDay 4.90 from 540 reviews
    NewDay
    View all products