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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4220 reviews)

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4.89

Based on 4,220 reviews, last reviewed 11th Jan 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4220)

Review of the Payl8r, Buy now pay later:

PAYL8R helped me to buy things I love but I could not afford

I already left a review when I used PAYL8R for a first time and now I used them for a second time again due to the amazing experience before. I truly recommend them to anyone, their service as a financial provider and also their customer service is excellent! I do have an expensive taste but I would not be able to spend large amount of money at once due to being a single mum and only have one income. Spreading the cost over few months is makes it so much easier as don’t effect me as much financially. I can set up direct debit so I don’t even have to worry to miss a payment because they just collect it on the date I choose. Also they sending text messages and email reminder before the payment due so you can be prepared for the money to go out promptly. Overall I’m so happy with them, I honestly feel they working hard to make their customers life easier and provide outstanding service. Thank you Payl8r from the bottom of my heart! Reviewed on: 12th August 2021

Standard Credit Company

Standard credit so not much to complain about. Annoying you have to call to pay off in full amount. Should be able to do that online. Reviewed on: 11th July 2025

Excellent service and support!

I had a great experience with Payl8r and they were always there when I needed support. I would highly recommend them to family and friends. Reviewed on: 11th July 2025

Good all round

Always happy to help you when you ring Reviewed on: 11th July 2025

Super easy to complete and efficient

Super easy to complete and efficient Reviewed on: 11th July 2025

Great service

I’ve never experienced any issues with my plans, and customer service responses have been super speedy Reviewed on: 11th July 2025

They provide great and flexible options

They provide great and flexible options Reviewed on: 11th July 2025

Nothing to scream home about lenders be lending

Nothing to scream home about lenders be lending Reviewed on: 11th July 2025

Very easy to use.

Very easy to use. Available at a lot of retailers Reviewed on: 11th July 2025

Excellent to spread costs

Excellent to spread costs and keep control of your finances Reviewed on: 11th July 2025

Easy friendly and worth it

Very friendly knowledgeable customer care Reviewed on: 11th July 2025

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