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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Brilliant!!

5
I love Payl8er, really great way to spread out the costs of things. Really easy to use. Makes managing large purchases alot easier. Really rate it and will continue to use Reviewed on: 30th July 2022
Rosie 's avatar
Rosie

Great to split purchases

5
It was great to split payments my expensive clippers for work Reviewed on: 30th July 2022
Dan longhurst's avatar
Dan longhurst

Amazing!

5
Amazing and easy way to pay off big payments in a good amount of time with affordable payments. Reviewed on: 30th July 2022
Kennedy's avatar
Kennedy

Very helpful

5
A help in hand when I was short of funds to help spread the cost in affordable monthly payments Reviewed on: 30th July 2022
tracy monk's avatar
tracy monk

Aamazzzzinggggg

5
Team are so friendly and understanding of changes in circumstances. Application was easy. The whole Process was smooth and easy. Reviewed on: 30th July 2022
Zaynab 's avatar
Zaynab

Lifesaver ! .

5
Lifesaver ! This company is so easy to use. Saul through the process and easy payments. Has helped me so much. Able to get the things my family needs , when they need them. Reviewed on: 30th July 2022
Elizabeth 's avatar
Elizabeth

5 stars

5
Amazing experience every time I use payl8r with no issues. Reviewed on: 30th July 2022
Froso's avatar
Froso

Excellent customer service

5
I can't quite put into words how easy this service is to use. It's so user friendly and straightforward. We need more companies like this that really take the stress out of paying for something over a period of time. Thank you so much! Reviewed on: 30th July 2022
Linzie's avatar
Linzie

Makes valuable purchases easy

5
I’d be honest I’m in low income salary group. There were so many things I needed for my job and home. These guys made it easier for me. I didn’t embarrass myself by asking for loans but I used this instead and easily paid off through affordable instalments. Now you have to be honest with them too. Don’t make promises that you can’t keep but yeah, if you’re genuine then go for it you won’t regret. The team is friendly and there for us. Superb service, excellent customer support and absolutely wonderful and innovative way of making payments without burdening yourself. Bravo guys. You’re the best. Reviewed on: 30th July 2022
Jamal's avatar
Jamal

Easy application quick decision.

5
Easy application quick decision and affordable Reviewed on: 30th July 2022
Gavin Page's avatar
Gavin Page

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