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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Amazing , so helpful and understanding

5
Amazing couldn’t recommend enough to people who like nice things but can’t afford it all in one payment , they don’t tend to go of credit score which was good as I was young when I put in an application it made my life easy Reviewed on: 30th July 2022
Adrianne Robinson's avatar
Adrianne Robinson

Can't fault payl8r for there services!

5
Can't fault payl8r for there services! Reviewed on: 30th July 2022
Maccarr611's avatar
Maccarr611

Payl8r review

5
Best company to use, easy to choose the plan you want! Reviewed on: 30th July 2022
Anna 's avatar
Anna

Great company

5
Easy to do business with helpful knowledgeable staff. Thank,s payl8r Reviewed on: 30th July 2022
dean melhado's avatar
dean melhado

Brilliant really helps spreading the cost

5
It really help me at Xmas trying to find money for Xmas presents Reviewed on: 30th July 2022
Lee hollingurst's avatar
Lee hollingurst

Didn't care about the customer

1
Was sent a second hand repaired item by retailer and when I asked to put a hold on my account till I get it sorted I was told its not our problem mate Reviewed on: 30th July 2022
Marsbar's avatar
Marsbar

Simple and affordable

5
Very easy to set up and the payments are very affordable Reviewed on: 30th July 2022
Caleb Eisenberg's avatar
Caleb Eisenberg

Quick & easy to use

5
Found Payl8r easy & straight forward to use. Wanted to pay off my loan early & this wasn’t a problem with no extra charges or penalties. Would definitely recommend & use again if needed. Reviewed on: 30th July 2022
Sadie Stacey's avatar
Sadie Stacey

Amazing!!

5
So easy to use and get email updates to remind you of when the payment is coming out and then emails to let you know the payment has been successful this is so helpful I find and interest rates are low if you need to pay interest (this isn’t always the case) ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 30th July 2022
Danielle9710's avatar
Danielle9710

Easy payments, approved instantly

5
Great company! Easy payments and approved instantly, was great to spread the cost of my new hair extensions over a few months rather than pay the whole payment in one go! I have recommended them to lots of friends. Thank you! Reviewed on: 30th July 2022
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Kee

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