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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Fab

5
Brilliant easy to use and very efficient. Reviewed on: 30th July 2022
kirsty tasker's avatar
kirsty tasker

Brilliant service

5
Wonderful would strongly recommend customer service 2 nd to none !! Can’t rate high enough ♥️♥️ Reviewed on: 30th July 2022
SarahJane Drewery's avatar
SarahJane Drewery

Easy and safe

5
Always an easy application, straight forward repayments and reliable customer service Reviewed on: 30th July 2022
Megan's avatar
Megan

Absolutely amazing

5
Great easy transaction very helpful. Understanding and great customer service Reviewed on: 30th July 2022
Brenda fox's avatar
Brenda fox

OUTSTANDING!

5
I’ve used payl8r and my experience was great! I had no problems what so ever and they spread the cost very fairly over the months I chose. Very affordable and very friendly customer service. Would 100000% recommended to anyone that enjoys spreading the costs with their purchases. Will definitely be using again x Reviewed on: 30th July 2022
Jess 's avatar
Jess

Great service

5
Would recommend to friends and family. Reviewed on: 30th July 2022
Hugh James's avatar
Hugh James

Brilliant really helpful company

5
Very helpful company in all aspects . Any problems you just phone and they help you as much as they can. Reviewed on: 30th July 2022
Kev's avatar
Kev

Fantastic customer service

5
Payl8r has been a great help for me when purchasing items that I didn’t have money for there and then and at a fair and at a reasonable interest rate Reviewed on: 30th July 2022
Steven Ross Mcgrory's avatar
Steven Ross Mcgrory

Applying for credit

5
Quick and easy to apply for it. Amazing. Reviewed on: 30th July 2022
Poohbear's avatar
Poohbear

Very easy and a reminder when payment is required.

5
Straight forward finance and easy to use and you get reminded of what is on offer Reviewed on: 30th July 2022
John fyson 's avatar
John fyson

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