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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4220 reviews)

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4.89

Based on 4,220 reviews, last reviewed 11th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4220)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

A big thanks to the team

This company doesn’t just make your life easier by giving you a big variety of payments options, but has also got an absolute fantastic team to help you out at anytime. From my experience everything was perfect, from the start application process until the very end. The team were very helpful and responsive and they also helped me out with the some queries I had regarding moving one of my payments date. I would definitely recommend and use again in the near future. Reviewed on: 13th August 2021

Excellent

Very easy process , fast and effient. Reviewed on: 13th August 2021

Great service and communications

Easy and efficient transactions with great regular communication regarding payments! Reviewed on: 13th August 2021

Super straight forward

Very low interest and quick to make a decision used this service 3 times Reviewed on: 13th August 2021

Top company

I have used this company for many years on different purchases. Always a great service and will always continue to use. Reviewed on: 13th August 2021

Amazing company

Great way for people to be able to afford something they either want or need and giving them the opportunity to pay it back over a number of months. Amazing and reliable service! Reviewed on: 13th August 2021

Quick and easy to apply!

Really simple to set up an account and get approval. Easy way to pay for items. Reviewed on: 13th August 2021

Great platform

It has always been great spreading payments Reviewed on: 13th August 2021

Great

Great never have any problems with any purchases iv made using lay-by Reviewed on: 13th August 2021

Wouldn't use anyone else

Brilliant service, excellent communication, wouldn't use any other service, very happy customer Reviewed on: 13th August 2021

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