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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4220)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

5
A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Excellent

5
Excellent service. Amazing customer service, friendly and easy to apply. Reviewed on: 12th August 2021

Amazingly easy, fast, secure

5
Easy to use, very fast decision, secure. Love it highly recommend Reviewed on: 12th August 2021

Outstanding service !!

5
I can’t be happier with the payl8r service it’s been so helpful and makes life so much easier for everyone! Reviewed on: 12th August 2021

Amazing customer service

5
They are such an amazing company and have amazing customer service, I didn’t get paid early enough for my first payment so they let me pay it a few days later so it didn’t effect me and they changed my payment date to just after my pay day go help me. Reviewed on: 12th August 2021

Great

5
Great company!!! Really easy and efficient Reviewed on: 12th August 2021

Easy to use and keeps me updated

5
I Have had a very pleasant and simple experience so far, easy to set up and reminders sent before each payment is due so I don't miss any. Reviewed on: 12th August 2021

Really helpful

5
Really helpful with the lessons nice and easy way to pay for them over a time scale but help you get what you need quicker, Very friendly and approachable couldn’t have asked for any better service. Reviewed on: 12th August 2021

Amazing

5
Amazing company, the best place for repayment plans Reviewed on: 12th August 2021

Excellent

5
Really quick, I applied for it and within like 10 or 15 minutes I knew i was accepted, diffently using payl8r again Reviewed on: 12th August 2021

Quick and easy

5
Used payl8r a few times. Clear and simple to use. Easy fuss free lending. Reviewed on: 12th August 2021