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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4220 reviews)

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4.89

Based on 4,219 reviews, last reviewed 11th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Great

They are a good company and good people working there,they are absolutely brilliant. Reviewed on: 12th August 2021

Excellent service

Payl8er have been really great to use . You get a text 3 days prior to remind you of your outgoing payment and a little congratulations when your payment has been successful I would definitely use pay later again in the future Reviewed on: 12th August 2021

Easy to use

Was very easy to use, made paying for my item very straight forward. Also I'm updated every month by text when my payment is due to leave my bank account. Will definitely use again Reviewed on: 12th August 2021

Brilliant service

Really easy and straightforward. Brilliant service! Good breakdown of payment. Interest isn’t to awful either Reviewed on: 12th August 2021

Fantastic company and very helpful!

I’ve never had any problem with Payl8r, always very helpful customer service and are very approachable! Five star! Reviewed on: 12th August 2021

Best service there

Proud to use it and feel valued Reviewed on: 12th August 2021

Easy, fast and efficient

Quick to use. Ever since i’ve started to use it i’ve been getting updates all the time and emails. Reviewed on: 12th August 2021

Great service

Always fast and reliable, clear on details and great communication 5* Reviewed on: 12th August 2021

Amazing service and so easy

PayL8R are great the customer service is brilliant and I really like the fact they remind you a couple of days before the payment will be leaving your account so you can make sure you have the correct funds in there. It is great if you require short term finance so you can spread the cost over 12 months or more if you desire. Their customer service team is great and always so helpful, I have recommended them to couple of my girl friends. Couldn’t fault them one bit! Thank you PayL8R x Reviewed on: 12th August 2021

Perfect for building a credit score

Everytime I have struggled to pay something at once I have had the option with the company / app to pay in instalments which has helped me so much! Reviewed on: 12th August 2021

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