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Payl8r: Buy now pay later reviews

4.89
Based on 4,219 reviews, last reviewed 11th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

5
A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Fantastic

5
Amazing experience, always helpful Reviewed on: 12th August 2021

Great service

5
I have used this company a few times over the years and it has made feeling better about yourself much easier. Being able to spread the costs of beauty treatments, hair etc makes a huge difference. Any time I have needed to speak to the company the staff have been helpful and respond quickly Reviewed on: 12th August 2021

Great

5
Great easy and affordable very good service Reviewed on: 12th August 2021

BEST FINANCE OPTION OUT THERE

5
I’ve used Payl8r for almost 2 years now to help me get my credit where I want it to be. Not to mention it helps massively in normal working life where you need a little extra time to pay things off. Payl8r has helped me massively get to where I want to be financially. Reviewed on: 12th August 2021

Excellent, professional service

5
Fantastic service, prompt, helpful and professional. Would definitely recommend to others! Reviewed on: 12th August 2021

Great service

5
Really quick service sorted everything out fast Reviewed on: 12th August 2021

Outstanding customer service

5
Outstanding customer service, always professional and polite and super helpful in answering any questions you may have. Reviewed on: 12th August 2021

So helpful!

5
Would highly recommend this to everyone I know. It helps so much with spreading the cost of important purchases Reviewed on: 12th August 2021

The best company for students

5
As a student and getting paid monthly, this is the best finance company I have used! I am able to buy luxury items in a flexible way so that not all of my money is coming out at once. Perfect for those who have the money but not straight away!! Great service, will definitely recommend. Reviewed on: 12th August 2021

Great service

5
Everything with the product I got was great and even better I got more than half the payment spread out between 6 to 8 month which has helped me out a lot Reviewed on: 12th August 2021