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Payl8r: Buy now pay later reviews

4.89
Based on 4,219 reviews, last reviewed 11th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

5
A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Amazing

5
Love this company, been so helpful in the past Reviewed on: 12th August 2021

Very good company

5
Simple process, very good company and i would recommend Reviewed on: 12th August 2021

Hair extensions

5
Always good with the reminders, helpful when I’ve had enquiries, quick efficient professional service Reviewed on: 12th August 2021

Helped with aesthetics finance

4
helped me take a step into my future Reviewed on: 12th August 2021

Very good

5
Very clear and good communication Reviewed on: 12th August 2021

Recommended

5
Easy to use and very helpful to everyone specifically on low incomes Reviewed on: 12th August 2021

Decent and quick to use

5
Customer service is fast and the always let you know a few days before they take a payment. I fully recommend the. Reviewed on: 12th August 2021

So simple even on a budget

5
It’s so simple to do, and you’re able to pay back early anytime u want. I used it for the Skinny Clinic, and not only I was able to lose weight I did it on an affordable budget and gain confidence Reviewed on: 12th August 2021

Brilliant

5
I have a record of bad credit and never thought i'd get this but it went through straight away. Highly recommend Reviewed on: 12th August 2021

handy for skint apprentices

5
love using payl8r to pay up my tattoos keeping me cool as fuck and yet still skint Reviewed on: 12th August 2021