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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4219 reviews)

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4.89

Based on 4,219 reviews, last reviewed 11th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Great company

No issues whatsoever. Managed to get my teeth fixed finally, thank you Payl8r! Reviewed on: 30th June 2020

Helpful!

I remember getting into a little trouble with payments earlier this year and Payl8r were so so helpful and understanding with my change of circumstances. We came into an agreement and I was able to clear my account! Reviewed on: 30th June 2020

Simple and efficient

Great customer service with no complications and fast response. Also a nice heads up to receive an email prior to payment due. Reviewed on: 30th June 2020

A great help....

A great help on time of need. Well organised and easy to manage! Reviewed on: 30th June 2020

Smashing!

It made my life so much easier and happier ❤️ Reviewed on: 30th June 2020

Efficient & Easy

Borrowed an amount of money to pay for my tattoo. Each payment came out on same day each month. No issues whatsoever with paying money back. Would use again 100% Reviewed on: 30th June 2020

Excellent experience

Quality company with even better customer service Reviewed on: 30th June 2020

Consumer friendly

Ive been a customer with payl8r almost a year now. They always have great communication, clear terms and reasonable prices. I phoned them about a change of card details and phone was answered quickly by a helpful, friendly and professional customer service person. Highly recommend this company and i would happily use them again! Reviewed on: 30th June 2020

Amazing!!

amazing trusted company, easy to use. Great customer service. 10/10 would recommend Reviewed on: 30th June 2020

Perfect

Absolutely amazing credit, kept me informed with updates and next month I finish the repayment Reviewed on: 30th June 2020

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