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Payl8r: Buy now pay later reviews

4.89
Based on 4,219 reviews, last reviewed 11th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

5
A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Good

5
Easy to use and they ensure to remind you of payments so you never forget Reviewed on: 29th June 2020

Fab

5
Easy to use and really nice customer service Reviewed on: 29th June 2020

Brilliant

5
Really simple and flexible. I really like the reminder texts as well as the confirmation that payment has been successful Reviewed on: 29th June 2020

Easy to set up

5
Easy to set up and use helps me buy things I like before pay day Reviewed on: 29th June 2020

Amazing

5
Great from start to finish. best payment provider by far Reviewed on: 29th June 2020

High recommend for paying in monthly instalments

5
Understanding & helpful company who can provide a very useful seevice to allow you to purchase necessities & pay up over time. Not alot of companies act & support in the way that PAYL8R does, such a simple credit account and very hassle free. Makes life & struggles to get nice things a whole lot easier. Thank you PAYL8R i would always recommend & use over and over! Reviewed on: 29th June 2020

Excellent service

5
Was able to have the dream product thanks to pay later and not have to pay all the money at once !!! ❤️❤️ Reviewed on: 29th June 2020

Great professional service

5
I used this service to purchase wheels and tyres. It was easy to use, good communication and they keep you well informed of when payments are due. Reviewed on: 29th June 2020

amazing company

5
Lovey company, great customer service and they understand that sometimes things come up and maybe one month your late on your payment. The are here for normal people who live normal family life’s and wanna help. Reviewed on: 29th June 2020

Fast and simple

5
Fast process and easy site to navigate. Helped me finance a personal training course I would have struggled to pay for. Definitely recommend Reviewed on: 29th June 2020