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Payl8r: Buy now pay later reviews

4.89
Based on 4,219 reviews, last reviewed 11th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

5
A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Amazing

5
Can honestly say I’ve had such an amazing experience. The customer services team are amazing and extremely helpful Reviewed on: 29th June 2020

Easy and quick

5
Used payl8r for a purchase a few years ago and it was so quick and easy to keep up with! Reviewed on: 29th June 2020

Easy and affordable

5
Payments are affordable and you don’t have to pay a lot if you miss a payment Reviewed on: 29th June 2020

Quick and convenient

5
Good way to split the cost of items quickly Reviewed on: 29th June 2020

They are great

5
These guys are great!!! I will be using again i would highly recommend to all my friends and family Reviewed on: 29th June 2020

Quick, easy, reasonable

5
Probably the best company i have ever used, got accepted super quick and the payment options were good. Also no charge if you miss one, its very flexible Reviewed on: 29th June 2020

Amazing service

5
So quick and easy and super helpful !! Reviewed on: 29th June 2020

Helps when its essential but your tight on cash

5
sometimes you need the flexibility & option of payment options Reviewed on: 29th June 2020

credit account

5
I have found payl8r to be a very smooth process. No hassle Reviewed on: 29th June 2020

Great

5
Very easy to use and makes it very convenient Reviewed on: 29th June 2020