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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4219 reviews)

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4.89

Based on 4,219 reviews, last reviewed 11th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Absolutely fantastic and a life changer

I have found that this service improves well-being so much and just helps in general. Pay l8r allows you the option to continue with day to day life without worrying about finances. The company considers that people sometimes cannot pull out a small fortune all at once! Helping manage finances and making online shopping a treat which is so refreshing! I will continue to use them when needed. Reviewed on: 29th June 2020

Excellent Quality of Hair, have recommended to all family and friends.. Very friendly staff and brilliant customer service... 5 stars service

I would give high ratings because the service Ive had from yourselves has been by far the best service ever... The hair quality is amazing, the finance option is simple and the staff overall are always very helpful and amazing :D Good Luck, hope you win!! Reviewed on: 29th June 2020

Easy and convenient

Had no issues was easy and payments were easy too Reviewed on: 29th June 2020

Easy payment method

Easy and streight forward payment plans to help with big purchases. Reviewed on: 29th June 2020

Service

My experience with payl8r has been quite good, from getting reminders to processing each payments Reviewed on: 29th June 2020

Bestbynowpaylater

I have used the company twice,best service I have had ever,very efficient and funds are payed straight once approved.Good customer communication and always kept up to date and reminded a few days before money is taken from my account so I can make sure there is enough money to cover payment and avoid charges. Reviewed on: 29th June 2020

Lips

I had my lips done for the first time using finance, it was a straight forward process and would do it again! Reviewed on: 29th June 2020

I love pay l8r

Always use pay l8r to pay off my extensions from beauty works this is an amazing way to pay Reviewed on: 29th June 2020

Love it!

I started using Payl8r when I started getting hair extensions! Payl8r is good and easy to use especially because I can’t afford to pay for new hair extensions up front! You can pay it over a few months and it gets taken straight out your bank on your chosen day! Will never use anything else! Reviewed on: 29th June 2020

Pleasure to do business with 5*

I would definitely recommend A pleasure to deal with service 5* Customer service excellent Look forward to dealing with you again in the near future Reviewed on: 29th June 2020

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