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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4219 reviews)

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4.89

Based on 4,219 reviews, last reviewed 11th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Massive help!

I had a great experience with Payl8r. I had signed up for my instalments to be paid over 3 months & then covid happened & I was furloughed. I emailed them & they arranged for my payments to be split over a longer period to help me out. Massive help, easy to apply and arrange and great service! Thank you. Reviewed on: 22nd May 2020

Great experience

Easy to use and fantastic to deal with. Will use again Reviewed on: 22nd May 2020

Fantastic

Fantastic payment finance option, allowing those who need the extra support to afford their essentials e.g. clothes. Reviewed on: 21st May 2020

Great way to pay

I love payl8r, it's been a life saver whilst training in a new hair career. Affordable repayments to suit my budget. Thank you, great service and customer care xx Reviewed on: 19th May 2020

Definitely Recommend

I payed my tattoo through this company and I got accepted straight away. I don't have the best credit score so it was a worry. I never had any issue with them. Reviewed on: 19th May 2020

Great prompt reliable service

Prompt replies great service and helpful staff. Kerry Reviewed on: 19th May 2020

Helpful, easy

Easy service to use, very helpful Reviewed on: 18th May 2020

Great experience with this Company

I received finance from them and it was a super quick and smooth experience throughout. Very easy to contact also if needed. Overall very pleased and I Would definitely use Payl8r again. Reviewed on: 18th May 2020

Effortless Finance

Took out finance with payl8r. Easy to do and when it was all checked out the repaying was simple due to their app. Highly recommend. Sandy Thomson. Reviewed on: 18th May 2020

Great

So simple and easy to use with fantastic attentive customer service! Reviewed on: 17th May 2020

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