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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4219 reviews)

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4.89

Based on 4,219 reviews, last reviewed 11th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Amazing!

So simple and easy to use. Even if you don’t have an amazing credit score they still except you. Reviewed on: 12th May 2020

Great service

Very understanding of change in payment dates. Reviewed on: 12th May 2020

Easy and straightforward

Easy to sign up and apply. Laid out clear and understandable process. Great options to spread the cost which I used for paying for personal trainer training Reviewed on: 12th May 2020

AMAZING

absolutely amazing service to go with - I never apply for anything on finance but this has been the best and easiest experience !! Constant reminders telling me when it is close to coming out and reminding if any bank details have updated to update it with them to avoid failed payment and all sorts of other things getting me through the whole experience comfortably !! Highly recommend xx Reviewed on: 12th May 2020

Great

I love the fact they send you emails saying well done and reminders! Great communication Reviewed on: 12th May 2020

Fantastic

Easy to use this service and very good customer service, will definitely use again and again! Thanks very much Reviewed on: 12th May 2020

Very helpful service

Purchased a beauty course through payl8r. Great option to pay monthly rather than having to pay the whole amount at once especially when you are still training and not working full time. Everything has been super easy with this company with no hassle at all.. Would highly recommend and I will be using again in the future. Reviewed on: 12th May 2020

Great service, easy to use and reliable.

Pay l8r is a reliable site that allows you to buy something that might be a bit more than you’re wanting to splash out with all in one purchase in a guilt free way, allowing you to split the cost of the purchase or pay 30 days later which is handy if you need something before pay day! It allows you to set up direct debits so you never miss a payment making it a fuss free and easy service to use especially if you’re not used to spending on credit, helping you to not miss a payment! Reviewed on: 12th May 2020

Always up to date, extremely happy with the service payl8er provides

Never left in the dark with this company. Excellent service. Always happy to help if you don’t understand or know what to do whilst working with them. Rate them a 10/10 Reviewed on: 12th May 2020

Excellent company

Used this company to pay for some cosmetic surgery. Excellent service Reviewed on: 12th May 2020

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