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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4219 reviews)

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4.89

Based on 4,219 reviews, last reviewed 11th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Simple and easy!

So quick to set up and see if you are eligible! Payment schedule is clear and You’re notified before payments to ensure you have the money in your account which is great so you can make sure you don’t get charged extra! Will use again for sure! Reviewed on: 11th May 2020

Fantastic and perfect service

Easy to understand and follow, regular updates and reminders before upcoming payments too help you stay on top. Would definitely use again. Reviewed on: 11th May 2020

I would use again!

Never had a problem, would happily use again in the future Reviewed on: 11th May 2020

Easy set up easy pay and good Comms

Very easy to set up and work with, happy customer here Reviewed on: 11th May 2020

Good

No problems all went well so would use again Reviewed on: 11th May 2020

Amazing service

Great friendly service, very informative and good communication Reviewed on: 11th May 2020

Amazing experience

Doesn’t affect my credit score and it’s a very reliable way of financing Reviewed on: 11th May 2020

Best lenders

Amazing help, friendly staff and such an easy process to follow and such quick responses from when you contact. Definitely would use again. And I love how you can pay off early if need be. Reviewed on: 11th May 2020

Amazing

It helps you to buy things but spread the cost. Easy and simple way!! Reviewed on: 11th May 2020

Great customer service

I used payl8r to help me spread out the cost of some facial procedures. Low monthly costs arranged for when I wanted it to be taken from my account, easy to use my online account and great customer service hen I ne Reviewed on: 11th May 2020

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