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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4219 reviews)

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4.89

Based on 4,219 reviews, last reviewed 11th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Very happy.

I’m very happy with the service I have received. Very friendly and nice to talk to, they do there best to be accommodating to my needs very happy. Reviewed on: 11th May 2020

Good customer service, easy

Great service, nice staff, easy to make enquires Reviewed on: 11th May 2020

So helpful!

I really am so happy Payl8r is there as a service, it’s so helpful and a great way to buy what you want, in a sufficient way! Reviewed on: 11th May 2020

Quick and easy

Setting up Payl8r was quick and easy, and I was able to spread the cost of a larger purchase. Would use again and would recommend to friends and family. Reviewed on: 11th May 2020

Do not hesitate to use

Efficient service and easy process. Be silly not to try payl8r. Will use again and recommend to all family and friends. Reviewed on: 11th May 2020

Great guys!

Such a great way to be able to gradually pay things off! Patient and rewarding! And the email reminders are so helpful! Would definitely recommend and use again! Thankyou! Reviewed on: 11th May 2020

A fresh take on buy now pay later.

Great company, reliable and straightforward, with text message reminders when a payment is due, and uplifting little messages when you have successfully made a payment, I thought it was a refreshing approach to buy now pay later, and I would definitely use again and recommend to friends and family without hesitation. Reviewed on: 11th May 2020

Really helpful and can really flexible

Wouldn’t of been able to get half the things I have if I wasn’t for this company, so I couldn’t recommend enough!! Reviewed on: 11th May 2020

Easy finance

Easy to pay etc and work through Reviewed on: 11th May 2020

Great service

Really good way of paying, helps so many people have a chance to buy what they want. Really easy and I will recommend to everyone. Reviewed on: 11th May 2020

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