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Payl8r: Buy now pay later reviews

4.89
Based on 4,221 reviews, last reviewed 11th Jan 2026
96% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4221)

Review of the Payl8r, Buy now pay later:

Tent box

5
Amazing service, & if I can use it any one can, would deffo use again Reviewed on: 14th August 2023

Excellent

5
Was straight to the point, did not stress me from application to the last part Reviewed on: 12th July 2025

Nice and easy

5
Easy to apply, quick decision and no problems with payments, overall great experience Reviewed on: 12th July 2025

Very easy to use great service

5
Very easy to use no long winded phone calls just answer a few questions and away you go great service Reviewed on: 12th July 2025

Did what is was supposed to!

4
Had no issues, just made it easier to pay in 3 than all at once. Reviewed on: 12th July 2025

Easy to use and not to expensive

4
Easy to use and not to expensive Reviewed on: 12th July 2025

Helps to speed the cost

5
It’s really easy to use and good for spreading the cost Reviewed on: 12th July 2025

Easy to use and everything explained so you know wha...

5
Easy to use and everything explained so you know what you are getting Reviewed on: 12th July 2025

The whole transaction went very smoothly.

5
The whole transaction went very smoothly. They keep you updated with payment dates. Excellent customer service x Reviewed on: 12th July 2025

Easily affordable payments

5
Easily affordable payments, always collected on time on the date they gave, and hassle free to change any payment details. Reviewed on: 12th July 2025

Smart easy company never let me down

5
Smart easy service never let me down Reviewed on: 12th July 2025