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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4221 reviews)

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4.89

Based on 4,221 reviews, last reviewed 11th Jan 2026

96% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4221)

Review of the Payl8r, Buy now pay later:

Best out there

Used payl8ter so many times and it is so easy to use! Would highly recommend! Reviewed on: 30th June 2020

Clear information given and good customer service

Clear information given and good customer service Reviewed on: 12th July 2025

excellent service!

great value for the service, used a few times now & can not fault Payl8r at all, very happy, no issues & simple to use & kept upto date with payment schedules Reviewed on: 12th July 2025

Easy to use no hassle stick to payment schedule

Easy to use no hassle stick to payment schedule Reviewed on: 11th July 2025

Easy, quick and simple.

Easy, quick and simple. I would definitely use this provider again! Reviewed on: 11th July 2025

This helped me to afford my purchase and spread the...

This helped me to afford my purchase and spread the payment Reviewed on: 11th July 2025

Throughly great experience and very useful to use an...

Throughly great experience and very useful to use and keep an idea on what’s left to pay and when it’ll be paid by Reviewed on: 11th July 2025

The application process was smooth articulate and di...

The application process was smooth articulate and direct debit was never been a problem and the reminder was gentle Reviewed on: 11th July 2025

I've had money issues and they have kindly helped ou...

I've had money issues and they have kindly helped out with my circumstances sorting out other was to pay Reviewed on: 11th July 2025

Hassle free experience and everything explained befo...

Hassle free experience and everything explained before agreeing into contract Reviewed on: 11th July 2025

I used Payl8r to split a larger purchase into manage...

I used Payl8r to split a larger purchase into manageable payments. The application process was straightforward, and approval was quick. However, the interest rates can be high if you don’t pay on time, so it’s important to stay on top of payments. Decent option if you need flexibility, but read the terms carefully. Reviewed on: 11th July 2025

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