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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 12th Mar 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

cccccccccccccccccccccccccccccccccccccccccccccccccccc... cccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc Reviewed on: 12th March 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50808)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Super easy to use and an extra layer of protection i...

Super easy to use and an extra layer of protection if a purchase goes wrong. My preferred way of paying online. Reviewed on: 23rd June 2025

Excellent customer service experience

Any queries I have had, have been dealt with at first point of contact. The staff took ownership and resolved any issues with an expedited and professional manner. The flexible payment options offered are excellent, though plenty of advice and support is available, ensuring the customer does not borrow unmanageable amounts. Reviewed on: 23rd June 2025

My experience has been great, good service any very...

My experience has been great, good service any very easy to use. Reviewed on: 23rd June 2025

The best team

Perfect Pay pal credit always help Reviewed on: 23rd June 2025

It is always there when needed, I would like to have...

It is always there when needed, I would like to have PayPal in 3 option everytime when it is about a big purchase Reviewed on: 23rd June 2025

PayPal online is very good i never had a problem whe...

PayPal online is very good i never had a problem when shopping it's so say and secure Reviewed on: 22nd June 2025

Most services are very efficient

Most services are very efficient Reviewed on: 22nd June 2025

Ease of use - top tier.

I’ve been using PayPal credit for a number of years now and it’s super easy to use. You can easily see your outstanding balance. You get reminders before your payment is due. Overall great service. Reviewed on: 22nd June 2025

When life comes at you fast

When life comes at you fast, PayPal credit gives me the breathing room to take it slow. Thank you PayPal credit, you allowed to me travel and see some beautiful things ! Reviewed on: 22nd June 2025

Positive experience

Positive experience overall not needed to speak to customer care Reviewed on: 22nd June 2025

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