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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103126 reviews)

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4.90

Based on 103,126 reviews, last reviewed 10th May 2026

2412600% increase in 5 star reviews

in the past 90 days

7100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always outstanding, I used PP many years and good se... Always outstanding, I used PP many years and good service all the time Reviewed on: 10th May 2026

Latest lowest rating:

1

Dont use Paypal. Dont use Paypal. My account was set up on direct debit, yet the company failed to take the payment for one month, which then negatively affected my cr... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103126)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Confidence in security.

As an ‘oldie’ in my sixties, it’s great to know I can be shopping online with confidence in the security of my financial transactions. Although my son initially set up my account as he was worried I would be prey to scammers and he knew I wasn’t techy, I find PayPal easy to use and is always my preferred option. Reviewed on: 9th May 2026

Easy to use and tracking is very easy as well...

Easy to use and tracking is very easy as well Reviewed on: 9th May 2026

Great, have used online for years but now have the d...

Great, have used online for years but now have the debit card which you can use in shops as well Reviewed on: 9th May 2026

My experience

My experience with has been very positive and convenient. I have used PayPal for online shopping, sending money, and receiving payments, and it has always provided a fast and secure service. One thing I appreciate most is how easy the platform is to use. The interface is simple, and transactions can be completed within minutes. Reviewed on: 9th May 2026

convenient, easy to use, broad store acceptance.

convenient, easy to use, broad store acceptance. Reviewed on: 9th May 2026

Good service but pay in three service needs improving.

Good service but pay in three service needs improving. Reviewed on: 9th May 2026

Financial safety

Excellent provider, clear instruction and navigation sites. Secure way to shop online and stay financially responsible. Reviewed on: 9th May 2026

always helpful if any problems and lots of ways of s...

always helpful if any problems and lots of ways of spreading the cost x Reviewed on: 9th May 2026

The first payment option I look for first.

I have always used PayPal for transactions back when they were the first trusted payment option on ebay. Now I use them on a newer daily basis with excellent incentives for payment option. Reviewed on: 9th May 2026

All Goid

Easy to navigate and safe, I like that pay pal have detailed information on payment and deposits Reviewed on: 9th May 2026

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