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PayPal: PayPal Credit reviews

4.73
Based on 181,075 reviews, last reviewed 29th Jul 2026
128% increase in 5 star reviews
in the past 90 days
187% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026
PG's avatar
PG

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181078)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very happy and sodisfation on everithing

5
Very happy and sodisfation on everithing Reviewed on: 14th July 2026

So safe & easy to use

5
Transactions are so easy & smooth, customer service is excellent Reviewed on: 14th July 2026

No problems all smooth Transactions

5
No problems all smooth Transactions Reviewed on: 14th July 2026

PayPal takes the stress out of buying pricey items

5
PayPal takes the stress out of buying larger priced item’s online Reviewed on: 14th July 2026

Paypal gives you more security whe you buy online...

5
Paypal gives you more security whe you buy online Reviewed on: 14th July 2026

I can’t complain, really save me some times by end o...

5
I can’t complain, really save me some times by end of the month!!! Reviewed on: 14th July 2026

Perfeperfectct

5
Its a perfect service for whoo need money ir to buy things Reviewed on: 14th July 2026

Easy to do deals and not have keep providing details...

5
Easy to do deals and not have keep providing details for each transaction Reviewed on: 14th July 2026

Helpful!

5
Like the ease and the 4 months interest free on purchases over £100. Helpful! Reviewed on: 14th July 2026

I love using PayPal

5
I love using PayPal to pay for stuff because it is the safest way Reviewed on: 14th July 2026

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