Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (111249 reviews)

View other PayPal products

4.90

Based on 111,249 reviews, last reviewed 20th May 2026

2785700% increase in 5 star reviews

in the past 90 days

8150% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

All good works for me saves time on transactions All good works for me saves time on transactions Reviewed on: 20th May 2026

Latest lowest rating:

1

The app doesn't always update and you get calls all... The app doesn't always update and you get calls all the time for irrelevant things Reviewed on: 20th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (111249)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I don't have any issue with PayPal

I don't have any issue with PayPal Reviewed on: 7th May 2026

Always great value and customer service that is read...

Always great value and customer service that is ready to help Reviewed on: 7th May 2026

I've had it for 6 years and its been making things...

I've had it for 6+ years and its been making things seamless, espically when I want to stagger payments out. Reviewed on: 7th May 2026

verey good easy to use good value

verey good easy to use good value Reviewed on: 7th May 2026

excellent ,no problems quick, and satisfying.

excellent ,no problems quick, and satisfying. Reviewed on: 7th May 2026

New to PayPal love it

New to PayPal credit but fantastic and supportive Reviewed on: 7th May 2026

Perfect credit card love it

PayPal has increased my credit rating can considerably, it’s so easy to make payments and with the zero % for 4 months makes if so manageable Reviewed on: 7th May 2026

It’s good when I send money from PayPal using my cre...

It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayPal debit card or when I try to pay my credit card bill. Reviewed on: 7th May 2026

I've had a great experience using PayPal for my purc...

I've had a great experience using PayPal for my purchases. Reviewed on: 7th May 2026

Great customer service and easy to use app.

Great customer service and easy to use app. Reviewed on: 7th May 2026

Alternative products

Very Account
from Shop Direct 4.31 from 27 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub