Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109447 reviews)

View other PayPal products

4.90

Based on 109,447 reviews, last reviewed 18th May 2026

2702600% increase in 5 star reviews

in the past 90 days

7950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paying systems with PayPal Never had any problems with PayPal. Staff are very helpful if you phone, an also efficient. No trouble with any payments PayPal have a good system an ... Read more Reviewed on: 18th May 2026

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (109447)

Ease of use

No mistakes no wrong prices clear instructions in black and white can't go wrong Reviewed on: 6th May 2026

Very satisfied..

Have made a lot of transactions through PayPal,never had any problems, quick and easy, very satisfied Reviewed on: 6th May 2026

Longtime PayPal Credit user

I've been using payment credit for a number of years now and would recommend it. It's been a really useful tool to pay for larger purchases over a number of months with their 0% over 4 months option, or the Pay-in-3 credit. Reviewed on: 6th May 2026

Just really easy to use, always good for credit.

Just really easy to use, always good for credit. Reviewed on: 6th May 2026

All ways found PayPal easy to deal with .

All ways found PayPal easy to deal with . Have had disputes in past and used pay PayPal to sort out Reviewed on: 6th May 2026

I’ve had an excellent experience using PayPal.

I’ve had an excellent experience using PayPal. The platform is very easy to use, and transactions are quick and secure. I especially appreciate the strong buyer protection, which gives me confidence when making online purchases. Sending and receiving money is simple, and everything is well-organised in one place. Customer support has also been helpful whenever I’ve needed assistance. Overall, PayPal is a reliable and convenient payment solution that I would highly recommend to anyone looking for a safe and efficient way to manage their online payments. Reviewed on: 6th May 2026

everything is very clear, transparent and easy to use

everything is very clear, transparent and easy to use Reviewed on: 6th May 2026

PayPal always there for you

If I have a problem it felt with in a quick and professional way. Agents always willing to help. Easy app to follow I will continue to deal with PayPal always Reviewed on: 6th May 2026

Very reliable

Its very helpful at times u really need it, I needed more time to pay and PayPal is very good that way. Reviewed on: 6th May 2026

Always had a good experience with PayPal they keep y...

Always had a good experience with PayPal they keep you updated on all changes and offers Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Very Account
from Shop Direct 4.31 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 51783 reviews
Payments
from PayPal 4.91 from 3719 reviews
Credit card
from PayPal 4.90 from 83 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub