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PayPal: PayPal Credit reviews

4.90
Based on 109,428 reviews, last reviewed 17th May 2026
2701650% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and affordable . Very easy to use and affordable . I will recommended to everyone Reviewed on: 17th May 2026
Shahrzad's avatar
Shahrzad

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (109428)

Always had a good experience with PayPal they keep y...

5
Always had a good experience with PayPal they keep you updated on all changes and offers Reviewed on: 6th May 2026

satisfied with PayPal credit

5
Easy to get the credit with PayPal, it’s fast and efficient. You get reminders if you are about to miss a payment Reviewed on: 6th May 2026

i like using paypal credit as its easy to see where...

5
i like using paypal credit as its easy to see where i am at and pay off early Reviewed on: 6th May 2026

My experience with PayPal

5
My experience with PayPal has always been good Reviewed on: 6th May 2026

Never had any issue with Paypal.

5
Never had any issue with Paypal. Easy to use and a financial comfort. Reviewed on: 6th May 2026

I have experience using PayPal, including PayPal Cre...

4
I have experience using PayPal, including PayPal Credit, from a user perspective. I understand how it works in terms of making purchases, managing balances, and reviewing repayment options. It is easy to use and secure, with very good customer service. Reviewed on: 6th May 2026

Excellent service

5
Very pleased with Paypal service it has allowed me to purchase items that are essential such as food & training equipment and pay over time, very easy to use & also manage payments & the balance would def recommend Reviewed on: 6th May 2026

I use it every day!

5
Above all, it’s convenient; the PayPal app ensures security and eliminates payment issues it automatically calculates the required payments. Reviewed on: 6th May 2026

Paypal credit is very convenient

5
Paypal credit is very convenient Reviewed on: 6th May 2026

I have used PayPal regularly, in fact whenever I can...

5
I have used PayPal regularly, in fact whenever I can because it offers me security when I am paying for goods or services online. I feel there there are more ways in which I could be cheated but PayPal makes it a safer way to shop Reviewed on: 6th May 2026

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