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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Amazing app

Been really good for using purchase and getting 0 percent interest! Amazing service so easy to contact Reviewed on: 13th May 2024

I live the 4months zero interest.

I live the 4months zero interest. Could be more than £100 tho as it does make me spend more. Reviewed on: 13th May 2024

Secured way of payment for all my on line purchases

Secured way of payment for all my on line purchases Reviewed on: 13th May 2024

If I’ve ever had a problem PayPal have sorted out qu...

If I’ve ever had a problem PayPal have sorted out quickly very happy with PayPal Reviewed on: 13th May 2024

This is a very good service to use if you don't have...

This is a very good service to use if you don't have money in your account and after using it, it relaxes your mind. Reviewed on: 13th May 2024

PayPal for everything and everyone

Everything you need to live the life the way you want to, with PayPal so versatile Reviewed on: 13th May 2024

PayPal really looks after the buying public

PayPal have looked after Me for several years now. They sort out matters of bad sellers daily quickly. Reviewed on: 13th May 2024

Fantastic service and very affordable

Fantastic service and very affordable Reviewed on: 13th May 2024

The best quality,I love PayPal and PayPal credit!

The best quality,I love PayPal and PayPal credit! Reviewed on: 13th May 2024

Really easy to use and pleasant transactions

Really easy to use and pleasant transactions Reviewed on: 13th May 2024

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