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PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181123)

Extremely useful purchasing tool which also gives ex...

5
Extremely useful purchasing tool which also gives excellent security and confidence to all involved in the transaction. Reviewed on: 22nd April 2026

Never had any issues .

5
Never had any issues . Help is also always available Reviewed on: 22nd April 2026

Great service, no issues.

5
Great service, no issues. Easy to manage my account Reviewed on: 22nd April 2026

Recommended to All, Extremely Happy

5
I have been using PayPal for sometime now and find it extremely convenient and helpful for my finances. Reviewed on: 22nd April 2026

All very good

5
All very good. Happy to use PayPal. Strongly recommend PayPal. Reviewed on: 22nd April 2026

very easy the use and help customer service and supp...

5
very easy the use and help customer service and support are amazing Reviewed on: 22nd April 2026

Good but credit limit is too low

5
Good but credit limit is too low Reviewed on: 22nd April 2026

Replacing my old laptop

5
It's the perfect way to pay without having to give out my details. Came in handy when I needed a new laptop and the opportunity to pay it off in four months was priceless Reviewed on: 22nd April 2026

Excellent service provided

5
Really good, helps me sort my finances out and no worries when comes to buying gifts with benefits to PayPal credit and paying back when I can and need to Reviewed on: 22nd April 2026

One of the most reliable apps always developing to k...

5
One of the most reliable apps always developing to keep up with my needs Reviewed on: 22nd April 2026

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