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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

great experience good products.

great experience good products.. products like paypal credit cards or debits cards make life more easier. they launched new points systems which can give you lots of rewards when you spend with paypal. great products great ui Reviewed on: 22nd April 2026

A little extra help when you need it A good resour...

A little extra help when you need it A good resource to have when something goes wrong and it’s a while to pay day. Reviewed on: 22nd April 2026

Reasonable APR on credit, compre to the other credi...

Reasonable APR on credit, compre to the other credit cards proviers. Reviewed on: 22nd April 2026

I've been using PayPal for many years

I've been using PayPal for many years and it has never let me down. When it came to my honeymoon, PayPal Credit made everything so much easier to manage financially, and I couldn't have been happier with how seamlessly it worked. It's a service I regularly recommend to friends and family without hesitation. Reliable, convenient, and genuinely useful for life's big moments – PayPal Credit is a brilliant option. Reviewed on: 22nd April 2026

Easy payment

Quick check out and secure way to buy online Reviewed on: 22nd April 2026

A must for easy finance and purchase options.

Such a quick easy option. Feels secure and safe and easy to double check giving lots of confidence. Reviewed on: 22nd April 2026

PayPal has always allowed me to manage my finances i...

PayPal has always allowed me to manage my finances in flexible ways with easy to use app that provides secure spending at your fingertips. Reviewed on: 22nd April 2026

Smart Spending Made Easy with PayPal Credit

I’ve been using PayPal Credit for a while now, and it’s genuinely made managing purchases a lot easier. The flexibility it offers is a big plus — being able to spread the cost of larger purchases without immediate pressure has really helped me budget more effectively. The application process was straightforward, and once set up, everything integrates seamlessly within PayPal. I especially like how clear the payment options are at checkout and how easy it is to track what you owe through the app. Customer support has also been reliable whenever I’ve needed help, and I feel confident using it thanks to PayPal’s strong reputation for security. Overall, PayPal Credit is a convenient and flexible option for anyone who wants a bit more control over their spending without complicating things. I’d definitely recommend it. Reviewed on: 22nd April 2026

Great product

Great product very handy. Useful Reviewed on: 22nd April 2026

Convenience at affordable rates.

Convenience at affordable rates. While PayPal has made me feel safer about purchasing online, it would be even better with easier access to customer services Reviewed on: 22nd April 2026

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