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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Never had any problems every thing done straight away

Never had any problems every thing done straight away Reviewed on: 22nd April 2026

Very good service always great customer care

Very good service always great customer care Reviewed on: 22nd April 2026

PayPal credit is excellent to use so you can spread...

PayPal credit is excellent to use so you can spread the money you spend. Reviewed on: 22nd April 2026

A great All-rounder for me

Since many years a great Partner, fast and secure. Reviewed on: 22nd April 2026

I never have a problem withPayPal money is always av...

I never have a problem withPayPal money is always available when I take out or put into my account Reviewed on: 22nd April 2026

Grateful for paypal

I have been with paypal for so many years and I have always had a good experience with them. The few times I have contacted customer service the advisors were polite and helpful. If they could not deal with the issue, they directed me to the relevant team. PayPal credit has really been helpful and given me the ability/flexibility to purchase items that were needed in my family most especially when finances were tight. Reviewed on: 22nd April 2026

Amazing app

I love paypal very easy transaction.... customer service is always best.... Reviewed on: 22nd April 2026

PayPal Credit is a fantastic option to use at checko...

PayPal Credit is a fantastic option to use at checkout, allowing you to easily spread the cost of a purchase into more manageable payments. It's 0% over 4 months on purchases, which is great. You get the extra consumer security by using a credit card to pay which is always reassuring Reviewed on: 22nd April 2026

Not bad not excellent

Not bad could improve on somethings Reviewed on: 22nd April 2026

Good way to pay.

Good way to pay, a lots choice to finance. Many retailers accept PayPal so easy way to pay. Excellent Reviewed on: 22nd April 2026

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