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PayPal: PayPal Credit reviews

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4.90
Based on 100,278 reviews, last reviewed 7th May 2026
2282150% increase in 5 star reviews
in the past 90 days
6600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is my go to for purchasing pretty much everyt... PayPal is my go to for purchasing pretty much everything these. I particularly like the pay in 3 facility which just makes managing purchases so much ... Read more Reviewed on: 7th May 2026
Orla's avatar
Orla

Latest lowest rating:

1

Caused me debt I ended up in debt because of the way they allocate payments. When they offer interest free payments, those ending soonest should be paid off first. I... Read more Reviewed on: 7th May 2026
Kate T's avatar
Kate T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100278)

Convenient

4
A useful line of credit with a manageable credit limit Reviewed on: 13th June 2022
pbirch3's avatar
pbirch3

PAYPAL CREDIT

5
It really helps with payments and spreading costs over 4 months with no interest. It’s very good and convenient. PayPal customer service very accommodating and easy going too! Reviewed on: 13th June 2022
Rubina 's avatar
Rubina

Easy and fast

5
Easy and Quick to use, very handy Reviewed on: 13th June 2022
juan Goncalves's avatar
juan Goncalves

excellent great business

5
Just simply awesome, it's easy to use and very trustworthy. you can buy crypto, cash balance or credit its as easy as 123. Reviewed on: 13th June 2022
ric blak's avatar
ric blak

Best ever for me like it so much..

5
I’m using them from long time never had any problems. Reviewed on: 13th June 2022
Seyhan Yusufov's avatar
Seyhan Yusufov

Easy to use!

5
I use Pay Pal services for a while and what i can say its easy to use and the app 5 stars! Reviewed on: 13th June 2022
aganencei valentin's avatar
aganencei valentin

I Love this opportunity.

5
I use every month PayPal credit, it’s comfortable. Reviewed on: 13th June 2022
Anton Schitco's avatar
Anton Schitco

This is great!

5
Work really well with everything! I have not had any problems with paying for items online! Reviewed on: 13th June 2022
AnthonyDesignCode's avatar
AnthonyDesignCode

For making small dreams come true

5
Thanks to paypal, I was able to fulfill my little dreams by buying things that I needed for my hobby. Thank you very much and I recommend shopping 4 months 0% Reviewed on: 13th June 2022
Marcin's avatar
Marcin

Convenient 0% Offer for 4 months

5
I love using Paypal credit offer of 0% for all of my 99+ purchases because I get 4 months to settle it. Very convenient when buying home appliances and even multiple items I buy in an online site. Reviewed on: 13th June 2022
bedz sibuyo's avatar
bedz sibuyo

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