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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Amazing!

I’ve been using PayPal for many many years as I always found it safe and efficient. I absolutely love the new features - PayPal credit and pay in 3 , it’s give me flexibility. And the points system is a bonus too! Banking made easy! Reviewed on: 22nd April 2026

The best services and product provider.

The best services and product provider. Reviewed on: 22nd April 2026

Can’t doubt it - simple and easy to use

Can’t doubt it - simple and easy to use Reviewed on: 22nd April 2026

brilliant safe easy very easy to use your money is s...

brilliant safe easy very easy to use your money is safe you are covered for refunds for 90 days which is plenty of time to test your product cases are easy to set up providing information is easy case are easy to sort out Reviewed on: 22nd April 2026

No interest if you pay on time which is a...

No interest if you pay on time which is a good thing Reviewed on: 22nd April 2026

Helped me book a holiday so I could spread the...

Helped me book a holiday so I could spread the cost Reviewed on: 22nd April 2026

Never had a problem with PayPal.

Never had a problem with PayPal. Always hreat customer service and there pay in 3 is fantasy Reviewed on: 22nd April 2026

Very user friendly and top service

Very user friendly and top service Reviewed on: 22nd April 2026

Excellent and smooth service.

Excellent and smooth service. Easy to understand and great after service Reviewed on: 22nd April 2026

Good but not perfect

On the app can't see current spendings and can't choose items to pay off. Reviewed on: 22nd April 2026

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