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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Simple & Safe

Simple effective way to pay for goods and services, offering both security and safety to both seller and buyer Reviewed on: 22nd April 2026

Paypal has been helping with finaces for the past 15...

Paypal has been helping with finaces for the past 15 years with overall good experiences. Still some more clearer instructions regarding credits and how they work should be given before someone does a buy now pay later, or pay in 3, or credit purcheses. Reviewed on: 22nd April 2026

Yes it’s great Yayy for PayPal please let me win!

Yes it’s great Yayy for PayPal please let me win!! Reviewed on: 22nd April 2026

Excellent service and great options

Excellent service and great options Reviewed on: 22nd April 2026

Good app

My experience has been good no complain. Reviewed on: 22nd April 2026

I have very good exprence with PayPal credit.

I have very good exprence with PayPal credit. Reviewed on: 22nd April 2026

Long standing customer

Been with PayPal a while now and using PayPal has been smooth and easy. Great customer service too! Reviewed on: 22nd April 2026

Very good service and good customer service

Very good service and good customer service Reviewed on: 22nd April 2026

I find it the safest way to pay online.

I find it the safest way to pay online. Also the delivery check is very good. Reviewed on: 22nd April 2026

Excellent service

I have found the PayPal credit card to be very helpful in allowing me to make larger purchases with a low interest rate Reviewed on: 22nd April 2026

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