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PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181123)

Its very convenient to use and safe

5
Its very convenient to use and safe Reviewed on: 22nd April 2026

PayPal is a Great Pal

5
Never had a problem using PayPal, my preferred way to pay for goods and services. Reviewed on: 22nd April 2026

PayPal is a convenient way to spend everyday money

5
PayPal is a convenient way to spend everyday money Reviewed on: 22nd April 2026

I enjoy having PayPal gives me peace of mind

5
I enjoy having PayPal gives me peace of mind Reviewed on: 22nd April 2026

Paypal delayed taking bank mandates transferd on the...

4
Paypal delayed taking bank mandates transferd on the agreed dates or take double payments at times. Reviewed on: 22nd April 2026

Best Services ever provided by any bank

5
Best Services ever provided by any bank Reviewed on: 22nd April 2026

Never fails to do what they say, always spot on with...

5
Never fails to do what they say, always spot on with advise and really cares for the user Reviewed on: 22nd April 2026

everything simple and easy.

5
everything simple and easy. fast payments and everything described in detail. I've been using PayPal for several years now and have never had any problems. I recommend it to friends and family whenever I can. Reviewed on: 22nd April 2026

Is flexible and have many choice of using credit.

5
Is flexible and have many choice of using credit. Reviewed on: 22nd April 2026

Very easy to use just.

5
Very easy to use just. like using your bank account and just as quick. Reviewed on: 22nd April 2026

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