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PayPal: PayPal Credit reviews

4.73
Based on 181,126 reviews, last reviewed 18th Aug 2026
13% increase in 5 star reviews
in the past 90 days
28% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026
Amir H's avatar
Amir H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181126)

I’ve had a brilliant experience, helped me when needed

5
I’ve had a brilliant experience, helped me when needed Reviewed on: 21st April 2026

I’ve being with PayPal for many years now I have alw...

5
I’ve being with PayPal for many years now I have always deal with them very honestly and politely thank you Reviewed on: 21st April 2026

I quite enjoy using oaypal credit makes things easier.

5
I quite enjoy using oaypal credit makes things easier. Although the app isnt always reliable to send you notifications on time Reviewed on: 21st April 2026

Peace of Mind for your Purchases

5
I've had a few online purchase issues, luckily paid via PayPal, issues we resolved efficiently without lengthy processes/forms to complete. A 1st class customer service team when needed, I will continue to use PayPal, gives peace of mind knowing you have a great support team to help. Reviewed on: 21st April 2026

PayPal is always very reliable.

5
PayPal is always very reliable. Whether purchasing big or small items, even just a simple way to pay for uber, you can always count out PayPal. Reviewed on: 21st April 2026

PayPal credit team need to be more flexible a socia...

4
PayPal credit team need to be more flexible a socially with 10 years more customer. Reviewed on: 21st April 2026

A quick solution when I need it.

5
A quick solution when I need it. Thank you Paypal Reviewed on: 21st April 2026

I am very happy to discover PayPal.

5
I am very happy to discover PayPal. It is the safeties and easier way for paying the goods and service excellent. Reviewed on: 21st April 2026

Always there to help out and offer pay in three as a...

5
Always there to help out and offer pay in three as an alternative to using credit. Reviewed on: 21st April 2026

PayPal is good for day to day purchasing.

4
PayPal is good for day to day purchasing. Reviewed on: 21st April 2026

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