Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181126 reviews)

View other PayPal products

4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181126)

Great service, i love the 4 months no fees

Great service, i love the 4 months no fees Reviewed on: 21st April 2026

PayPal - Need you ask anymore?

PayPal is the gold standard for online payments — fast, safe, and trusted worldwide. PayPal Credit takes it further with smart, flexible financing options. Two brilliant tools that make managing money online a breeze! It is simply the best! Reviewed on: 21st April 2026

I love using PayPal.

I love using PayPal. I feel protected from scams when i purchase using the app. Reviewed on: 21st April 2026

I always feel safe using PayPal for all transactions

I always feel safe using PayPal for all transactions Reviewed on: 21st April 2026

Really good to use.

Really good choice of payments to suit personal budgets. Great offer and rewards. Reviewed on: 21st April 2026

I am a loyal user of paypal and I am happy to use th...

I am a loyal user of paypal and I am happy to use them and vote for them Reviewed on: 21st April 2026

Issues get resolved in a timely manner and staff are...

Issues get resolved in a timely manner and staff are helpful. Reviewed on: 21st April 2026

Simple and easy, good .

Simple and easy, good because you guys can help help someone grow up . Reviewed on: 21st April 2026

Straight forward

Straight forward, any problems get explained and resolved Reviewed on: 21st April 2026

I think PayPal is a fantastic service.

I think PayPal is a fantastic service. It has been there for me for around 20 years and it has just got better and better over the time. The new PayPal plus feature is fantastic and this is now my goal to spending account. Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101282 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub