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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181126 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181126)

Feels really safe to pay with PayPal.

Feels really safe to pay with PayPal. It’s easy and they offer flexibility and credit if required. Their customer service is fair and efficient. Perfect. Reviewed on: 21st April 2026

Split payments for large purchase interest free was...

Split payments for large purchase interest free was a great option for me Reviewed on: 21st April 2026

I found trying to call customer service wasn’t easy!

I found trying to call customer service wasn’t easy! I had to have WiFi to call so on my part that was a little frustrating Reviewed on: 21st April 2026

All round great platform with excellent safety featu...

All round great platform with excellent safety features leaving one feel safe with ones financial transactions Reviewed on: 21st April 2026

make a little change

the only thing is its hard to talk to an agent that would be nice apart from that love it Reviewed on: 21st April 2026

I love PayPal it’s easy to use and helps family memb...

I love PayPal it’s easy to use and helps family members out easily when they need help Reviewed on: 21st April 2026

Great brilliant

Great credit is straight forward makes paying for things easier Reviewed on: 21st April 2026

Great credit service, no complaints and easy to use

Great credit service, no complaints and easy to use Reviewed on: 21st April 2026

PayPal - reliable and quick

I have used PayPal for years - it allows for easy and quick ways to pay without me having to grab my card, I can open various accounts (PayPal card, PayPal credit) with them and even earn money back by activating different offers within the app. Super reliable and always a favourite app. Reviewed on: 21st April 2026

Always quick and easy.

Always quick and easy. I like the payment options when money is tight (especially the interest free ones). Always feels safe and secure. Reviewed on: 21st April 2026

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