Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181093)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Not had much experience with it yet.

5
I have used it but not had much experience with it yet. It seems very convenient and offers points so looking forward to seeing what is offered. Reviewed on: 14th July 2026

Best Platform for safe payment

5
There is always support when needed, an awesome user friendly platform with connections to many other needed services. Reviewed on: 14th July 2026

Love using paypal !

5
Love using paypal every day if I could. The fact that I can have a PayPal credit card makes my life easier. Reviewed on: 14th July 2026

Excellent service and easy to use

5
I’ve had an excellent experience with PayPal Credit. It’s simple to use, payments are easy to manage, and the application process was quick. Customer service has been helpful whenever I needed assistance. I would definitely recommend it to others. Reviewed on: 14th July 2026

Easy to use and reliable.

5
Easy to use and reliable. Convenient for when there is a need to settle payments when not liquid then pay it off gradually with favourable interest rates. Reviewed on: 14th July 2026

Very happy and sodisfation on everithing

5
Very happy and sodisfation on everithing Reviewed on: 14th July 2026

So safe & easy to use

5
Transactions are so easy & smooth, customer service is excellent Reviewed on: 14th July 2026

No problems all smooth Transactions

5
No problems all smooth Transactions Reviewed on: 14th July 2026

PayPal takes the stress out of buying pricey items

5
PayPal takes the stress out of buying larger priced item’s online Reviewed on: 14th July 2026

Paypal gives you more security whe you buy online...

5
Paypal gives you more security whe you buy online Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101256 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products