Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181127 reviews)

View other PayPal products

4.73

Based on 181,128 reviews, last reviewed 19th Aug 2026

11% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181127)

A1 helps me budget and get the goods quickly

A1 helps me budget and get the goods quickly Reviewed on: 21st April 2026

Just used PayPal 10 years ago

Just used PayPal 10+ years, very convenient for shopping online, and sending money abroad. The application is number 1 in the finance section.. Reviewed on: 21st April 2026

I have been a customer with PayPal for 20 plus years

I have been a customer with PayPal for over 20 years. They are trustworthy, honest and helpful. The customer service is always excellent and they are always polite kind and helpful also. Reviewed on: 21st April 2026

Paypal is quite good , rather than using your bank c...

Paypal is quite good , rather than using your bank card Reviewed on: 21st April 2026

Helpful, easy access

Always useful to have access to this. Very simple to use. Reviewed on: 21st April 2026

I like using PayPal as I feel safe and secure with m...

I like using PayPal as I feel safe and secure with my bank details Reviewed on: 21st April 2026

Used PayPal for years.

Used PayPal for years. Can buy with confidence knowing they have your back if there are any issues. Use PayPal Credit a lot and Pay in 3 is particularly useful Reviewed on: 21st April 2026

Very easy to use avaiable on most sites now.

Very easy to use avaiable on most sites now. Reviewed on: 21st April 2026

I enjoy pay Pal and it’s flexibility

I enjoy pay Pal and it’s flexibility Reviewed on: 21st April 2026

I have used pay pal for years and find experience ex...

I have used pay pal for years and find experience excellent Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101284 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub