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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,128 reviews, last reviewed 19th Aug 2026

11% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181128)

Slick flexible easy!

Slick flexible easy. My go to way of shopping online. Reviewed on: 21st April 2026

Handy to have

Very easy to use and not sky high prices Reviewed on: 21st April 2026

I use it all the time!

I haven't really had issues so far, didn't have to contact customer service. happy with PayPal , especially with pay layer option. Reviewed on: 21st April 2026

Always quick and easy to use.

Always quick and easy to use. Good interest rates on the credit side and the pay in 3 is a great help. Reviewed on: 21st April 2026

Slightly slow at updating payments but overall excel...

Slightly slow at updating payments but overall excellent service Reviewed on: 21st April 2026

I love paying with pay pal as I have piece of mi d w...

I love paying with pay pal as I have piece of mi d when Reviewed on: 21st April 2026

Always had good service from PayPal

Always had good service from PayPal, paying for goods is all made very easy Reviewed on: 21st April 2026

Pay Pal is everything you want, excelent service

Pay Pal is everything you want, excelent service Reviewed on: 21st April 2026

Pay in 4 is really helpful as it breaksdown a big pu...

Pay in 4 is really helpful as it breaksdown a big purchase to smaller chunks. Reviewed on: 21st April 2026

Highly recommended

The whole process is smooth, easy to use, practical purpose- this has been an absolute boon. Reviewed on: 21st April 2026

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