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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,128 reviews, last reviewed 19th Aug 2026

11% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181128)

Easy to set up and pay, secure connection and encryp...

Easy to set up and pay, secure connection and encryption. Reviewed on: 21st April 2026

Really easy to use and convenient.

Really easy to use and convenient. Reviewed on: 21st April 2026

Great for long term interest free payments.

Great for long term interest free payments. Reviewed on: 21st April 2026

So easy to use best yet

So easy to use the best ive used Reviewed on: 21st April 2026

Nice service and experience good service

Nice service and experience good service Reviewed on: 21st April 2026

Really quick and easy way to pay

Really quick and easy way to pay for a significant purchase. The interest free period was a major selling point. Reviewed on: 21st April 2026

Very good very helpful for life , made my life much...

Very good very helpful for life , made my life much more easier, good credit Reviewed on: 21st April 2026

Great service very happy will continue to use paypal

Great service very happy will continue to use paypal Reviewed on: 21st April 2026

PayPal allowance to pay for goods and services even...

PayPal allowance to pay for goods and services even when they is no money makes life easy. Reviewed on: 21st April 2026

Great financial flexibility with PayPal Credit

I’ve been using PayPal Credit for a while now and I’m very satisfied with the service. It’s easy to use, seamlessly integrated with PayPal, and gives great flexibility when making purchases online. The application process was straightforward and approval was quick. Highly recommend it to anyone looking for a convenient buy-now-pay-later option Reviewed on: 21st April 2026

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