Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

View other PayPal products

4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181128)

Paypal Credit

Ive used paypal credit for larger purchases for a few years now, its been very helpful the rates are good and gives you plenty of time to pay Reviewed on: 21st April 2026

Pay pal credit is easy to use and navigate, it makes...

Pay pal credit is easy to use and navigate, it makes money easy to manage as you have a credit limit that you can use and pay back monthly/whenever you can afford to through the month. It helps with stress of upcoming events such as birthday, and Christmas etc, and the interest rate is great. Highly recommend Reviewed on: 21st April 2026

Paypal is the GOAT

Ive used paypal for almost 13 years and ive never had anything but a good experience Reviewed on: 21st April 2026

Always got good advise n help.

Always got good advise n help. Very good service Reviewed on: 21st April 2026

PayPal is very good and easy way to pay

PayPal is very good and easy way to pay Reviewed on: 21st April 2026

I have been using papay for almost 2 decades now.

I have been using papay for almost 2 decades now. The fact that I can now pay in instalments without interest is amazing. I have few issues with payment using PayPal which customer service as sorted out for me Reviewed on: 21st April 2026

I enjoy the ease of use and variety of finance optio...

I enjoy the ease of use and variety of finance options my account offers me. Reviewed on: 21st April 2026

Always had a good experience using PayPal I also fee...

Always had a good experience using PayPal I also feel more protected Reviewed on: 21st April 2026

Easy to use, and they provide very fair credit 10/10

Easy to use, and they provide very fair credit 10/10 Reviewed on: 21st April 2026

Paypal credit is fast and easy to use

Paypal credit is fast and easy to use Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101285 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub