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PayPal: PayPal Credit reviews

4.73
Based on 181,126 reviews, last reviewed 18th Aug 2026
13% increase in 5 star reviews
in the past 90 days
28% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026
Amir H's avatar
Amir H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181128)

Always friendly and helpful.

5
Always friendly and helpful. I feel safe and always use PayPal. Reviewed on: 21st April 2026

Easy app to use, great service.

5
Easy app to use, great service. ......................... Reviewed on: 21st April 2026

Always so quick to respond and resolve

5
Always so quick to respond and resolve Reviewed on: 21st April 2026

Been using PayPal for some years, all good

5
Been using PayPal for some years and I've seen it grow. Never had any issues and it's been a breeze to use Reviewed on: 21st April 2026

Credit Ready & Available

5
Best feeling is the credit is there when you need it,hassle free. Thanks Reviewed on: 21st April 2026

So simple to use for transfers etc.

5
So simple to use for transfers etc. Reviewed on: 21st April 2026

Easy to use app.

5
Easy to use app. Very useful paypal credit giving more time to pay. Reviewed on: 21st April 2026

Not clear how to pay it, when, or if I've got 0% int...

4
Not clear how to pay it, when, or if I've got 0% interest Reviewed on: 21st April 2026

This derive has helped me with my car part when I’ve...

5
This derive has helped me with my car part when I’ve not had money after a big bill the monthly repayment option is great and always get a txt to say my payment is due incase I forget Reviewed on: 21st April 2026

The paypal debit card is rewarding and easy to use

5
The paypal debit card is rewarding and easy to use Reviewed on: 21st April 2026

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