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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181128)

Great service.

Great service. Easy access, smart app Reviewed on: 21st April 2026

It’s a good credit line to have available, though ex...

It’s a good credit line to have available, though expensive and hard to understand some of their features and services Reviewed on: 21st April 2026

Just a brilliant and easy app to use and very effici...

Just a brilliant and easy app to use and very efficient. Never had any issues with it at all and I prefer PayPal credit to actually applying for and using a credit card from a bank. Reviewed on: 21st April 2026

PayPal never lets’s you down.

PayPal is the best company for paying for items guaranteed security and and always been the best performer in my opinion never let me down in 15 years. Top job all of you at PayPal. Reviewed on: 21st April 2026

I’m very impressed with PayPal’s service.

I’m very impressed with PayPal’s service. The interface is intuitive, transactions are quick, and the security features give me real peace of mind. It’s one of the most dependable financial tools I use, and I truly appreciate the consistency and innovation. Reviewed on: 21st April 2026

Great service and best option to buy through 0% inte...

Great service and best option to buy through 0% interest. Reviewed on: 21st April 2026

Simple to use, secure and effective in resolving any...

Simple to use, secure and effective in resolving any purchasing problems. Reviewed on: 21st April 2026

Good and straightforward and easy to check balance

Good and straightforward and easy to check balance Reviewed on: 21st April 2026

Excellent

Excellent brilliant easy to use easy to pay fantastic reviews Reviewed on: 21st April 2026

Smooth and Quick

Always a smooth and quick experience with no problems Reviewed on: 21st April 2026

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